(972) 681-6297

Mon - Fri 8:30am - 4:30pm

337 Oaks Trail

Ste 200 Garland, TX 75043

(972) 681-6297

Mon - Fri 8:30am - 4:30pm


Please contact us if you have experience as a Retail Agent Garage Underwriter or as a CSR

Mullen Insurance

The #1 Insurance Agency For Texas Auto Dealer Bonds & Commercial Insurance

Serving Since 1988

Mullen Insurance Agency has been providing high quality dealer bonds, garage insurance and many types of commercial insurance services in Texas for over 30 years.

Professional Service

Our team of insurance professionals have the knowledge, skills, markets and desire necessary to provide you with the most pleasant insurance experience possible.

Ultra Fast Support

Our experienced staff of garage insurance, auto dealer bond and commercial insurance experts are ready to help. Your questions and claims are always handled in a fast, friendly and professional manner.

Top Rated Insurance

We have the best selection of policies and carriers to fill any need. Let us show you how we can save you money, keep you protected and feeling secure 365 days a year.

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Now Offering

Hail Insurance for Auto Dealers

Parametric Supplemental Hail Insurance

The risk of hail damage is a growing concern for car dealerships. To provide the peace of mind and protection you need, we now offer Auto – Hail Safe, a supplemental hail insurance policy.

Traditional insurance polices typically have high deductibles and long complicated claims processes for hail damaged vehicles.

Our hail insurance policy has no deductibles, a quick and simple claims process and flexible coverage options to fit your needs.


You select the payout limits and hail size options to customize the policy to your needs.


Whenever a storm hits, stations detect and understand the storm's unique fingerprint.


We offer a 100% transparent policy trigger, with no adjusters, no waiting and no hassle.

You can request a hail insurance quote by clicking the request a quote button below or by giving us a call at 972-681-6297.  You can also learn more by clicking the hail insurance information button below. 

You can request a hail insurance quote by clicking the request a quote button below or by giving us a call at 972-681-6297

You can also learn more by clicking the hail insurance information button below. 

Texas Auto Dealer Bonds

Our seven Texas motor vehicle bond markets allow us to provide auto dealer bonds with premiums starting at $250–depending on the dealer’s operation.

Among the many bonds we provide to our customers are:

  • Dealer bonds
  • Title bonds
  • Notary bonds
  • Utility bonds
  • Bid and performance bonds
  • Business service bonds
  • License & Permit bonds
  • & Many more bond options

Call us for all of your Texas bonding needs!

What Some Of Our Clients Are Saying

Personal service, best prices… I wouldn’t even think of looking elsewhere. I’ve been a loyal customer since 2008.

Doug Moretz

Doug Mortez

Via Google

Outstanding Customer Service and Support. I would strongly recommend their services to everyone.

Peggy Japko

Mike Swintek

Via Google

We have been happy clients for years! Ann and her team know their stuff, and are the hardest working people in the business! Everyone is always friendly and the service is fast, accurate, and hassle free. I know with Mullen my company is protected, and I would recommend them 100%!!!

Christie Wienecke

Christie Wienecke

Via Google

We love everyone in this office. I am the most needy customer and they always exceed my needs. Everyone has the best customer service and they’re super helpful! They have the best solutions for all my Dealer needs.

Da Boyz Team

Da Boyz Team

Via Google

We all want to express our thanks to you for the commitment, dedication, devotion and support throughout the 2020 year that you have given our Agency and particularly to myself. I cannot begin to tell you in words how much we appreciate you and for all the hard work you have done for us all.

It goes without saying that you have been and always are a professional and an amazing individual to us all and my personal appreciation to you is well above measure. We again appreciate you and are looking forward towards an encouraging and continued progressive 2021 year for us both

Casey Cheatham

Valle & Associates Insurance Services

Via Email

Commercial Auto Insurance

Whether you’re getting insurance for the first time on your commercial vehicle or looking to improve an existing policy, we have you covered.

We specialize in commercial insurance and provide coverage for nearly all types of commercial vehicles.

Commercial auto insurance policies can provide you with four types of critical protection:

  • Auto Liability Coverage
  • Medical Payment Coverage
  • Comprehensive, physical damage and collision coverage
  • Uninsured motorist coverage

Protect your vehicle and your business by giving us a call today!

Ready To Get A Fast Insurance Quote For the Protection You Need?

Get Your Free Insurance Quote Today

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After you click Submit Request, we’ll review your information and begin preparing your insurance quote. We’ll also contact you to gather additional details and customize insurance options to fit your needs.

After you click Submit Request, we’ll review your information and begin preparing your insurance quote.

We’ll also contact you to gather additional details and customize insurance options to fit your needs.

We look forward to hearing from you!

Insurance News & Featured Articles

Car Dealership
Ann Mullen

Dealer Inventory Insurance Coverage

Lately, I’ve spent a lot of time talking to dealers about inventory. The topics range from ‘There are no cars available’ to ‘There are plenty of cars out there, but the cost is impacting my business plan’ to ‘Insuring my inventory at the same time I satisfy my insurance budget has become nearly impossible’.

The economy changes, business plans change, both vehicles and insurance costs fluctuate with conditions whether it is Cash for Clunkers at the beginning of an economic recession that we faced several years ago or an inability to get microchips from China or gas prices that create more homebodies. I can speak for only one piece of the puzzle: insuring your dealer-owned inventory.

Read More »
Breaking News
Ann Mullen


There are multiple reasons why a garage insurance policy may be non-renewed by the carrier, some of which you, as an insured, have no control over. Indeed, we are seeing a lot of those lately including:

Agent no longer associated with carrier
Carrier’s program withdrawn from Texas

Read on to learn more:

Read More »
Surety Bond Paper Work
Ann Mullen

The Cost of Surety Bonds

As of September 1, 2021, we have another change in the Texas dealer bond requirements:

“Texas House Bill (HB) increases the amount of the surety bond from $25,000 to $50,000 that an application must provide to the Texas Department of Motor Vehicles as a condition of a new or renewed motor vehicle dealer or wholesale motor vehicle auction general distinguishing number.
HB 3533 was approved by the governor on June 14, 2021 and becomes effective on September 1, 2021.” (Corporate Compliance Bulletin TX -2021-37)
Because the rate per thousand is currently unchanged, the resulting cost of dealer bonds will double for the same two year period to correspond with the doubling of the protection.

Read More »
Ann Mullen

Loaner Cars or Temporary Vehicles – Changes in Texas Insurance Law

If you have ever lent a car or provided a loaner vehicle and the borrower had an at-fault accident, you have likely experienced the liability headaches associated with the practice.  Even if you haven’t had personal experience with the perils involved, a knowledgeable garage insurance agent has mentioned them to you on multiple occasions.

Read More »

Mullen Insurance Agency
Location & Service Area

Mullen Insurance is a locally owned independent insurance agency in Garland, Texas. We proudly serve our fellow Texans in all areas of the Lone Star State.