General Liability Insurance (GL)
You should consider GL insurance coverage, also called commercial general liability insurance, if you or your employees:
- Interact with clients face to face – If you visit a client’s place of work, or clients visit yours
- Have access to a client’s equipment – For example, IT professionals should be covered against potential claims with IT business liability insurance
- Represent your client’s business
- Use third-party locations for any business related activities – For example, architects should make sure that they’re covered with architects business liability insurance
- Are required to have GL insurance before entering into a contract