(972) 681-6297

Mon - Fri 8:30am - 4:30pm

337 Oaks Trail

Ste 200 Garland, TX 75043

(972) 681-6297

Mon - Fri 8:30am - 4:30pm


It’s important to understand the exposures of your unique business & how to address the vulnerabilities

Picture of Ann Mullen

Ann Mullen

President at Mullen Insurance Agency, Inc. - Garland, Texas

How To Determine your Exposures

Your exposure to liability and property damage losses is determined by your business plan and goals. Each dealer’s insurance plan should be designed to address the unique vulnerabilities of his/her operation. There are insurance products to extend from the rural mom/pop businesses to multi-location, state-wide ventures.


Dealer Bonds .. Title Bonds .. Notary Bonds .. City Bonds

 Premises Liability .. Auto Liability .. Garagekeepers Liability

Recreational Vehicle Liability

Excess Liability .. Cyber Liability .. Lessor’s Risk Liability .. Wrecker Liability

Damage to Rented Premises

Broad Form Drive Other Car .. Service Vehicle Liability

Medical Payments .. PIP .. UM/UIM Protection

Dealers Errors & Omissions

Directors & Officers .. Employee Practices Liability .. Workers Compensation

Crime Coverage .. Wrecker for Hire ..General Liability

Inventory Physical Damage .. False Pretense .. Cargo

Building .. Contents .. Inland Marine .. Rental Property .. Builders Risk

Flood .. Windstorm .. Theft .. Equipment Breakdown .. Signs

Business Income & Extra Expense


That’s the easy question:

  • Check out the Texas Independent Auto Dealers Association. The education available, as well as the state-level political influence, excellent legal direction, seminars, newsletters, are just a few of the benefits of being a TIADA member.   Typically, TIADA members are among the most educated and successful of all Texas Independent Auto Dealers. 
  • Find an agent who specializes in insurance for the Independent Auto Industry. There are several in the State.
  • Be completely honest with your agent. There are a few people with whom it is always good practice to be completely open and honest.  Your attorney is one, of course, and honesty is usually the best policy in dealing with one’s spouse.  Third on the list must be your insurance agent.  It is most productive to arm your agent with all of the information.  We cannot help our clients protect themselves if we don’t know the real story.
  • Make time for annual reviews of your insurance portfolio to verify that it continues to reflect your operation and protection needs.

Mullen Insurance Agency Is Ready To Help

Our clients can rest assured, knowing our priority is providing a quality product with a competitive premium as we have done for the last thirty-three years.  That goal remains and the chosen replacement products meet our standards and our clients’ needs. 

Do not hesitate to contact me.  I’m eager to receive your feedback, questions and comments.  If you have specific subjects or insurance concerns you would like to discuss, please let me know.  amullen@mulleninsurance.com or www.mulleninsurance.com

If you’d like additional information on insurance for your business or you’d like to request a quote, please visit https://mulleinsurance.com/#Insurance-quote or give us a call at 972-681-6297.

Ann Mullen-Martin

Mullen Insurance Agency

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